Maternity Support (II)

After delivery

-Parental Allowance

Is the amount paid to the mother or the father to replace the income lost during the period of leave. Lasts for 120 or 150 consecutive days, if the license is shared between mom and dad, and mom always mandatory enjoyment six weeks after childbirth. The period of leave are accrued 30 still days for each twin.

If required before delivery shall provide a medical statement with the estimated date for delivery, along with the form of Social Security. After childbirth include a copy of identification document of the child. You can make the request within six months of the first day no longer worked. Are entitled to this allowance the employees and independent workers who do Social Security rebates, recipients of unemployment benefits, among other situations.

If you choose to enjoy 120 days of parental leave, you will receive your reference 100% of remuneration, which descends to 80 if you choose by 150 consecutive days. If you choose the mode 120 days (mom) + 30 days (father), the allowance shall be paid to 100%. If you choose to 150 days (mom) + 30 days (father) 80% apply. In case of twins, Social Security pays 100%, whatever the period of leave.

Because it is higher, since it is paid at once (after the birth of the baby), you can choose to reserve it in a parallel account to your checking account and ask the Bank to transfer the equivalent amount every month to your paycheck. If you can do without the value, opt for a higher profitability and broader term, as a term deposit or savings bonds.

Child benefit

From birth, your child can receive the family allowance for children and young people, a monthly to help in education and livelihood of children. If you have already requested prenatal allowance during pregnancy, you just have to take the identification of the child to Social security services. Are entitled to child benefit children and youth up to 16 years who are not working and whose aggregate complies with the conditions pertaining to the reference yield (equal to the prenatal allowance). From 16 years, disabled and students only (depending on age).

The value to receive depends on the income and the year to which they relate. There are four ranks and only children up to 3 are support, with values between and 140.76 26.54 euros. Children up to 12 months receive more. For families with two children, the value of the allowance is doubled for children between 12 and 36 months. For families with three or more children, and is triple.

Single-parent families have an increase of 20%. If you want to use to save create a nest egg to pay for College. Make a auto savings transfer scheduling or opt for an account or term deposit the your son.

Text: positive balance (personal finance expert editorial team)

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